You wanted me to answer questions...while you were retrieving my free manual. 1...Do you own a home?? 2....Do you have a home equity loan...3 Do you pay off all of your credit cards each month. These questions are very personal .! What right do you have to ask them? What are your using the information for??? These questions are extremely illegal!! I am very disappointed in Cusinart. I have quite a few Cusinart products in my home....I will not be buying anymore.